Before Getting Your Loan

Before getting your loan there are some steps you should take to ensure that a cash advance loan is the right choice!

First, To be eligible to apply for a cash loan you must meet the following requirements:

Be at least 18 years old
Have a working, verifiable telephone number
Have an active checking or savings account
Have a monthly income of at least $1000
Be a U.S. citizen
Anyone who is on active duty status with any branch of the U.S. Military may not apply for a fast cash loan.

Now how about your credit?
You can qualify for a cash loan online if you have bad or no credit. We do not run a standard credit check, but instead check your past history with payday loan, as well as your current work and living status instead.

Now the most important things before applying for a cash loan is planning and budgeting for getting this loan.
The planning process is vital as it will minimize any financial problems you may be caused by not being able to repay the loan back on time. Remember that repaying the loan back on time is very important.

Some key things to think about when planning and budgeting:

If you are not currently budgeting your financial situation you should! It will significantly help all aspects in your life.
How much do you currently make is very important in seeing how much you can borrow.
Make sure that you add the fee’s as well as repayment of the loan into your budget when planning to get a loan.

For information about Planning A Personal Budget here are some great resources:

What is a budget?

Budgeting Goals

Budgeting Calculator

budgeting for cash loans is key to financial success